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29 December, 2006

It's a Resolution Revolution!

OK, I lied. It's not a revolution. But that was such a snappy title I just couldn't resist! Ahh... champagne-induced genius! Anyway, what's with the talk of resolutions? Well you see, Scalzi's final Weekend Assignment of 2006 implored us, his minions, to make at least one resolution for 2007.

And I mulled it over. I have found that resolving to be physically fit never works. Of course, neither does sitting on the couch in front of the TV eating Triscuits and Easy Cheese. Sure, I'd like to buy clothes in the "normal" section of the store, but is all that sweating really worth it? (short answer: yes. but I resolve to not make a fitness-based resolution)

So I chose a resolution that's even less fun than running on a treadmill: fiscal responsibility. Seeing Scott's and my end-of-the-year pay stubs made me absolutely ill. We are making enough money to home owners. Sure, we have bad credit, but my cousin is a mortgage broker. That's got to be worth something! And so I resolve to sit at the computer, create a budget, and stick to it. While it's not likely that we'll be moving out of here in November of '07 and into a house, I hope to have half of a down-payment saved up so that we can move out of here in November of '08, into a house with grass and maybe even stairs. (the upside to waiting: the Central Florida housing market will have totally crashed by then and reasonable people will no longer be paying $200k+ for a 2 bedroom condo)

Other minor resolutions:
* I resolve to stop having champagne wishes and caviar dreams (or in my case, just champagne dreams)
* I resolve to get a hair cut SOON
* I resolve to wear shirts with sleeves, even to bed!

OK, I admit it, I popped this bottle open just so that I could take the picture and make some snappy "cut the champagne out of my budget" comment. But I'm too buzzed to figure out a place to put it. And it's a lie. Four bottles of champagne have come into my home this year, and we've only paid for one. This baby bottle was part of the gift basket our Sous Chef made me for Christmas. And I must say, it's rather tasty. Of course, it's not as tasty as the chocolate-covered popcorn or the Godiva cookies, but none of the munchies made me tipsy!

So that's my story. Check with me in three months to see how that down payment is progressing.

1 comment:

MommyJoy said...

good luck on the house! great idea, great goal!